Guide to Paying for Care

There are currently more than ten million people in England and Wales aged 65 or over – and more than a million who are over 85.

The UK’s population is rising fast and people are living for much longer than they used to – meaning that more and more people are finding that they need care in later life. In these circumstances, either you or your family will need to consider the costs of paying for care either in your own home or in a nursing or residential care home.

The rules which determine how elderly care is funded are notoriously complicated, which is why Mander Hadley has produced this useful guide to the rules currently in place and some of the main issues that need to be considered.

However, the pages that follow should be taken as a general introduction only and you should always seek expert legal advice about how the law relates to your own particular circumstances.

Paying for care – costs and responsibilities

Currently, if – subject to a health and needs assessment – it is decided that you require care in the UK, social services will need to carry out a financial assessment to determine whether you have the means to cover the costs yourself.

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